Free Online Utility Tools

Your go-to collection of free, fast, and easy-to-use online tools for everyday tasks. No installation required. No sign-up needed. Works offline after first load.

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Featured Tools

Custom Countdown Timer

Design and save personalized countdown timers. Add custom titles, descriptions, themes, background images, and alert sounds. Perfect for branding, specific tasks, or fun.

Time Tools

Free AI-Powered Photo Maker - ID, Passport, Visa Photos

Create compliant photos for passports, visas, ID cards, and other official documents online for free. AI-powered background removal, auto-cropping, and precise dimension adjustments. Privacy-focused: all processing is done in your browser.

Photo Tools

Loan Calculator

Calculate monthly payments, amortization schedules, and total interest for any loan. Includes early payment and export features.

Finance Tools

Insurance Return Calculator

Calculate the IRR (Internal Rate of Return) and analyze returns on insurance policies including endowment plans, ULIPs, money back policies, and pension plans. Features cash flow visualization and detailed financial analysis.

Finance Tools